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Several Points Of View In The New Social Insurance Law

2010/11/3 16:22:00 118

Social Insurance Law

As an important link between people's livelihood, government and enterprises, its promulgation must have a corresponding impact on all aspects.


Society is a large system. People's livelihood, government and enterprises are part of the system. Each part of the system becomes a relatively independent, interdependent and interdependent subsystem. Each subsystem interacts with each other to form the whole social system.

According to the system theory, each system (subsystem) will evolve itself to reduce the constraints of other systems. In the process, it will lead to adaptive changes in other systems, and promote the innovation of the whole system in dynamic balance, so that the whole system will evolve into new overall characteristics.


It is necessary for us to control the evolution of the system and ensure the healthy evolution of the system by studying the relationship between subsystems and the evolution of one subsystem to other subsystems and the whole system.

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Social insurance law

"As an important link between people's livelihood, government and enterprises, its promulgation must have a corresponding impact on all aspects.

I think there are several noteworthy points for the newly promulgated social insurance law.


First, the situation of paying less than fifteen years has been properly solved.

Now, some of the older workers who fail to make a guarantee or go out for work are not able to pay for fifteen years, which affects the enthusiasm of employees and enterprises to participate in social insurance.


Staff members are

enterprise

The lack of payment can not be guaranteed, seriously affecting the interests of workers, and making enterprises face a dilemma. Now, with proper solutions, it can effectively protect the interests of workers, enhance staff cohesion and ensure the sustainable development of enterprises.


Two is the norm for death or disability due to illness or non work.

The seventeenth section of the social insurance law clearly stipulates that funeral subsidies and pensions for employees who have died due to illness or non work are paid by the basic old-age insurance fund due to illness or non disability allowance due to disability caused by work disability.


This is a major change. In the current regulations, the part of the insured employees is borne by the enterprises. Now it is paid by the basic endowment insurance fund, which embodies the principle of equal rights and obligations, and reduces the burden on enterprises and safeguards the rights and interests of workers. This is a great progress.

It is hoped that the relevant regulations on the treatment of death due to illness or non work related death of employees should be amended as soon as possible, so as to maintain the link with the social insurance law.


Three is

Retiree

Medical insurance is not paid.

The twenty-seventh provision stipulates that "those who take part in the basic medical insurance for employees reach the prescribed age limit when they reach the statutory retirement age. They will no longer pay basic medical insurance premiums after retirement, and enjoy the basic medical insurance benefits in accordance with the state regulations.


The issue of medical insurance payment after retirement is a problem that employees reflect more. For enterprises, enterprises have already assumed the duty of payment at work, and all their obligations during the retirement age have been pferred to the pension insurance institutions. It is not reasonable for enterprises to continue to undertake the medical insurance payment obligation, and because of the uncertain life period of the enterprises, it will also affect the medical insurance of the retired workers.


The four is the expansion of the cost of reimbursement for industrial injuries.

The regulations on work-related injury insurance stipulate that the cost of lodging and lodging, pportation and one-time industrial injury medical subsidies shall be borne by enterprises. In the newly promulgated social insurance law, hospitalization expenses, pportation expenses and one-time industrial injury medical subsidies shall be borne by the industrial injury insurance fund.

And stipulates that employers do not participate in work-related injury insurance for employees, and the three party does not pay for work-related injuries, which is first paid by the industrial injury insurance fund, and is recovered by the social insurance agency to the employer or the third party. This will greatly protect the rights and interests of workers who do not participate in work injury and turn the vulnerable position of workers injured.


Of course, there are many bright points in the social insurance law. What I am saying is just what I often hear and hear in my daily life and work.

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