Nearly 3 Billion 400 Million Of Quanzhou'S Banking Industry Has Invested 601 Small And Micro Businesses In Clothing And Other Industries.

Since the early November, the ten measures on the development of Quanzhou's banking sector supporting small and micro enterprises have been launched.

　　据悉，十项措施推行后，7家银行业机构以平均3天一场的高频率，开展突出“区域化、行业化、特色化”等鲜明主题的银企对接会;民生银行泉州分行依托石狮布料市场、服装城、南安水暖城、水头石材城、惠安石雕城、晋江鞋都、安溪茶产业、清濛汽贸汽配、泉港红木家具等产业集群，搭建专业市场型营销平台;泉州农商行试点创建丰泽虫寻埔“信用社区”，建立居民(及企业、商户)信用档案、评分表等，信托信用社区，批量支持小微企业;中国银行、建设银行泉州分行等多家银行采取“集约管理、专业运作、高效服务”等模式，创新“信贷工厂”服务品牌，实行标准化的流水线作业，提高效率;惠安农信社对1000万元以下的小企业贷款，最快三日即可放贷，共有19家小微企业通过快速审贷通道取得贷款3170万元。

In the aspect of innovating small and micro business financial products, banks provide supply chain finance services for small and micro businesses in the upstream and downstream areas, such as domestic buyer's credit, discount of core manufacturers' bills, and equipment mortgage loan, so as to solve the financing bottleneck of small and micro enterprises.

This mode involves many trades, such as commerce, optoelectronics, footwear, textile and clothing, stone industry, plumbing industry, cloth industry, umbrella industry and so on.

The banking institutions also included intellectual property rights, Lin Quan and the right to use agricultural facilities in the scope of loan to pledge, and developed diversified products such as "fishing loan", "Dian Shi Tong Bao", "tea garden mortgage" and so on. Financial services were more socialized and popular oriented. The launch of a series of products, such as youth venture loans and women's venture loans aimed at weak potential groups, effectively solved the financial service needs of the rural vulnerable groups.