Wuhan Will Become The Sixth Financial Reform Experimentation Area In August.

< p > 2013, < a href= "//www.sjfzxm.com/news/index_s.asp" > balance treasure < /a > became the most popular grass root financial artifact. The establishment of a half year fund exceeded 185 billion 300 million yuan.

Thus, in 2013, it was called the first year of Internet finance.

How did Internet finance develop in Wuhan in 2014? < /p >

< p > June 22nd, at the scene of Wuhan's "China Central Internet Financial Development Summit Forum" in 2014, Li Daokui, director of Tsinghua University and director of China and world economic research center, made a judgement. "Internet finance has limited impact on traditional finance, and some of them are showing signs of fatigue."

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Less than P, the balance of treasure in 2013 has spawned all kinds of "baby" products overnight in the Internet financial market.

Internet Finance seems to be digging the walls of traditional finance.

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< p > "the relationship between Internet Finance and traditional finance is complementary."

Li Daokui said.

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< p > Li Daokui said, Internet finance is divided into original and non primary. "Non primary finance has limited impact on traditional finance.

Because it does not innovate itself, the impact is forced to let traditional finance have to give profits to consumers, giving profits to depositors, partly breaking the monopoly of banks.

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< p > "Internet finance is like" online love ". Li Daokui believes that traditional finance is" close contact "under the line.

He said that the Internet has its advantages for large quantity and small amount of finance.

Involving the circulation of large sums of money, face-to-face pactions in traditional finance are more acceptable.

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< p > "the advantage of Internet finance is to convert a large amount of economic information into data", but the exchange of finance does not depend on big data.

He said, "especially large amounts of financial pactions rely on" soft data ".

He believes that people face to face exchanges to achieve "soft data" collection, "just like two people in love, need to hand in hand."

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In 2014, the dispute of "a href=" //www.sjfzxm.com "> /a" Internet "or" Internet finance "has been shelved and replaced by the continuous warming of the market.

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< p > as an internet financial front-line enterprise, Meng Qingkui, general manager of Baidu financial center, believes that the outbreak of Internet Finance conforms to "heaven, earth, and people".

The growing demand for Internet services by the 80 and 90s generation has become the "time of day" for Internet finance.

Over the past decade, the "online banking" created by various banking industries has made capital flow smoothly on the Internet, and the mature and complete technology base has become "the right place".

In addition, the regulatory authorities' tolerance of industry development is regarded as "human harmony".

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< p > according to the statistics of the third parties, from the volume of pactions, 80% of the net loan industry in Guangdong, Zhejiang, Beijing, Shanghai, Jiangsu and Shandong in the 6 regions of the country, and Hubei accounts for only 4%.

From the number of platforms, there are only 13 in Hubei, and the average number in the country is 23.

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What is Wuhan's position in the Internet financial sector as a financial center in Central China? < P from the perspective of a single enterprise, the first and largest P2P lending platform in the city "has been among the top ten of the industry.

Mei Lin, deputy director of Wuhan finance office, said.

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< p > facing the gap, Merlin said Wuhan's opinion on supporting the development of Internet financial industry is coming soon.

The contents include establishing internet financial industry base, setting up Internet development fund, enabling Internet financial enterprises to enjoy relevant preferential policies, and encouraging local financial institutions to carry out four aspects of Internet financial business.

In addition, he revealed that the August a href= "//www.sjfzxm.com/news/index_p.asp" > Wuhan < /a > financial reform and innovation program will also be formally approved by the State Council, and Wuhan will become the sixth gold reform experimentation area in China.

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